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Today’s 20-year mortgage rates remain best opportunity for interest savings | Jan. 13, 2023

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Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own.

Based on data compiled by Credible, mortgage rates for home purchases have risen across all terms since yesterday.

Rates last updated on Jan. 13, 2023. These rates are based on the assumptions shown here. Actual rates may vary. Credible, a personal finance marketplace, has 5,000+ Trustpilot reviews with an average star rating of 4.7 (out of a possible 5.0).

What this means: Mortgage rates rose across all terms today, bringing 30-year rates up to 6.5%. Still, homebuyers who want a low interest rate and manageable monthly payment may want to consider 20-year rates, which are the lowest available at 6.125%. Comparing rates from multiple lenders can help buyers find the best possible deal for their unique financial situation.

To find great mortgage rates, start by using Credible’s secured website, which can show you current mortgage rates from multiple lenders without affecting your…

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